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Coronavirus Resources for Local Businesses

The coronavirus pandemic is affecting businesses in a variety of ways. From loss of business to remote work, things are changing fast during the COVID-19 outbreak and businesses are being forced to adapt. The Woodford County Chamber of Commerce has compiled a list of the best resources and information to help you navigate this challenging time.

SBA Disaster Assistance Loans- 

As part of its disaster assistance program, the SBA is providing low-interest working capital loans of up to $2 million to small businesses and nonprofits affected by the coronavirus.

These loans carry an interest rate of 3.75% for small businesses and 2.75% for nonprofits. Loan repayment terms vary by applicant, up to a maximum of 30 years. 

Helpful Article

Who’s Eligible:

  • As of March 23, businesses in every state plus American Samoa, Guam, the Northern Mariana Islands, Puerto Rico and the U.S. Virgin Islands can apply.

  • You can use the loan to cover accounts payable, debts, payroll and other bills the coronavirus has affected your ability to pay.

How to Apply:

  • Apply Online and select “Economic Injury” as the reason you’re seeking assistance. 

  • You’ll need to supply required supporting documentation that could include the business’s most recent tax returns, a personal financial statement and a schedule of liabilities that lists all your current debts. 

  • Call the SBA Disaster Assistance Customer Service Center at 1-800-659-2955 for help with your application.

  • For more information regarding Coronavirus (COVID-19), small business guidelines and loan resources. Click Here

  • Instructional Video - Detailed explanation of the loans and step-by-step guide to filling out the forms

  • Helpful Article

Official Team Kentucky Source for Information Concerning COVID-19:

To make a tax deductible donation to the Team Kentucky Fund:

o This fund provides assistance to Kentuckians who have been severely financially impacted by the COVID-19 emergency. Donate Here

Actions taken by Governor Beshear since the first case of novel coronavirus disease 2019 (COVID-19) was confirmed in Kentucky.

  • Actions are listed by date from newest to oldest. Table

  • Great Resource if you have any questions regarding mandated business closings and the dates that these announcements occurred.

Businesses interested in donating services or supplies to Kentuckians and Kentucky medical facilities in need:

  • Please fill out Form.

To Report Guideline Non-Compliance:

  • COVID-19 Reporting Hotline. To report an incident, call 1-833-597-2337. Labor Cabinet personnel will monitor the hotline from 7:30 a.m. to 9 p.m. ET and will respond to messages left after hours. A new website where Kentuckians can visit to make online complaints is

Printable Signs / Flyers for Business Use:

Helpful Articles:

NEW Coronavirus Aid, Relief, and Economic Security Act: What Small Businesses Need to Know

  • The CARES Act is the largest financial assistance bill ever. Learn about the provisions for helping small businesses.

Everything You Need to Know About Coronavirus Federal Small Business Stimulus Aid Programs

  • A breakdown of all the federal programs and aid for small business coronavirus assistance.

Resources to Help Your Small Business Survive the Coronavirus

  • Five resources that can help you navigate this difficult situation.

For Individuals:

Filing for Unemployment HERE

  • Be aware that, due to a sudden spike in unemployment payments, applications are being accepted on a staggered basis by last name. Each day is focused on several letters. If you miss your day, all can file on Friday.

Kentucky benefind Website HERE

Easy access to public assistance benefits and information 24/7 through an online application and account. The goal of Kentucky’s public assistance programs is to build strong families and obtain services such as food, cash and medical assistance to become self-sufficient. You can use benefind from any computer that has internet access.

Assistance Programs

  • Supplemental Nutrition Assistance Program (SNAP) - helps individuals and families stretch their food budget and buy healthy foods. SNAP Overview

  • Kentucky Transitional Assistance Program (KTAP) - provides cash assistance to families with children to help pay for basic needs such as rent, utilities, and other household expenses.

  • Medicaid - offers assistance to help cover costs for needed medical care including preventive health care.

  • Child Care Assistance Program - offers assistance to working families to pay for Child Care services.

  • Kentucky Integrated Health Insurance Premium Payments Program (KI-HIPP) – offers employees reimbursement for premiums paid for employer sponsored health insurance, including Retiree Health/COBRA/United Mine Workers Insurance, if found cost-effective to the Commonwealth.

How can benefind help me? Through benefind, individuals and families can:

Click here to view videos on how benefind can help you.

KY Medicaid COVID - 19 Information

  • Individuals may apply for Medicaid only by calling the Kentucky Healthcare Customer Service line toll-free at (855) 459-6328 or contacting an application assister through the Kentucky Health Benefit Exchange website.

  • Apply for all public assistance programs by visiting the Benefind website or by calling the DCBS Call Center toll free at (855) 306-8959.

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